Accept stablecoin and bank payments globally. Pay out by bank or onchain.
Stablecoin payment infrastructure
Venly Finance gives platforms, fintechs and payment providers one Finance API to collect stablecoins and bank transfers, convert or hold the funds, and pay suppliers, sellers and contractors.
USD arrives by ACH and EUR by SEPA, or as USDC, EURC, USDT and USDS onchain. Payouts go out by SEPA, ACH and Faster Payments.
- Recognition: Mastercard For Fintechs 2026, Belgium–Luxembourg winner.
- Ecosystem: Listed in the Circle Alliance Directory.
- Security: SOC 2 Type 2 and ISO 27001 certified.
How it works
One payment, from a customer's bank transfer to a supplier payout, on one platform balance.
Collect, by bank transfer or onchain
Receive bank payments through dedicated USD virtual accounts by ACH or EUR virtual accounts by SEPA. Payers use their normal bank accounts, with no wallet needed. Or receive USDC, EURC, USDT or USDS onchain on Base, Polygon, Avalanche or Ethereum.
How USD and EUR virtual accounts work
Reconcile, then convert or hold
Each payment is matched to the customer's named virtual account by its reference. Convert it to stablecoins or local currency on receipt, or hold the balance, account by account.
Pay out
Bank payouts via SEPA in Europe, ACH in the US and Faster Payments in the UK, with SWIFT on request. Or send stablecoins onchain to suppliers and contractors in seconds.
Payout routes by country and currency
What sits around the calls
Every call in the flow above is in the public API reference. These are the parts an integration team checks next.
- Webhooks. Each state change is pushed to one registered endpoint, so your ledger follows the payment without polling.
- Idempotent transfers. Transfers take an idempotencyKey, so a retried request does not create a second payment.
- Mock mode and staging. The SDK's mock mode runs with no credentials and no network. Staging keys come through our team.
- Docs your AI tools can read. A docs MCP server lets coding assistants read the API reference while your team builds.
Teams that move money for other businesses
Venly Finance runs behind your product: the accounts, the conversion and the payouts. Your customers see your brand.
- Marketplaces. Collect from buyers by bank transfer and pay sellers and suppliers by SEPA, ACH or stablecoin.
- Payroll and contractor platforms. Fund payouts in USD or EUR and pay contractors to their bank, or in USDC where they prefer it.
- PSPs and acquirers. Let merchants accept stablecoins and settle them by bank or onchain.
- Fintechs serving businesses. Give each customer USD and EUR receiving details and a stablecoin balance.
Not the right fit for consumer checkout buttons or retail wallets.
Often evaluated alongside Bridge and BVNK.
Part of Stripe, with more account currencies. See where it is ahead.
Part of Mastercard, with wider country reach. See where it is ahead.
Who moves the money
SOC 2 Type 2 and ISO 27001 certified. Our own licences are in flight and flows run on licensed partner rails today.
Client money moves through licensed partner institutions. Venly Finance runs the software, the accounts model and the routing; the licensed partner executes each regulated step.
Questions buyers ask
How do customers pay us?
Onchain in stablecoins, or by normal bank transfer into dedicated USD or EUR virtual accounts. USD accounts receive by ACH, wire and SWIFT.
Which stablecoins and networks are supported?
USDC, EURC, USDT and USDS on Base, Polygon, Avalanche and Ethereum.
Do we need to hold crypto on our balance sheet?
Convert on receipt or hold. The platform decides.
How are payouts made?
Bank payouts via SEPA, ACH and Faster Payments, with SWIFT on request. Stablecoin transfers settle onchain in seconds.
How does this work for Europe, the US and Latin America?
Collect EUR by SEPA or USD by ACH, then convert or hold. Pay out by SEPA in Europe, ACH in the US and Faster Payments in the UK, and to local bank accounts in Latin America through licensed partners. SWIFT is available on request, and stablecoins can be paid out onchain. Ask for availability in your corridors.
What is the compliance setup?
SOC 2 Type 2 and ISO 27001 certified. Regulated money movement runs through licensed partner institutions.
How does Venly Finance compare to Bridge or BVNK?
Bridge is ahead for MXN or BRL accounts, and BVNK for GBP virtual accounts or reach across 130+ countries. Venly Finance fits platforms that want USD and EUR receiving accounts, conversion and bank payouts in one Finance API, with a docs MCP server and an SDK mock mode so engineers can try it before anyone signs.
What does it cost?
Pricing is quoted per company against product, use case, volume and rails: a one-off setup fee, a monthly minimum that works as a usage credit, and usage fees made of flat per-transfer fees plus a conversion fee in basis points that declines with volume.
Pricing model in detail:
Add a stablecoin leg to your platform
Tell us the currencies you collect and the corridors you pay out to. We'll walk your team through the flow in staging and quote against your volumes.