Pricing that grows with you
Venly Finance builds a tailored model around the product, use case and rails you actually need. Rates are set per company, and the way a quote is built is published up front so nothing on the proposal is a surprise.
How the commercials work
- One-off setup fee. Charged at signing and go-live, covering regulated route configuration, entity onboarding with licensed partner institutions, and approval and audit setup. In most contracts it is credited back against the first months of minimum commitment.
- Monthly minimum commitment. A usage credit, not a penalty. Transaction and conversion fees count toward it; if usage exceeds the minimum you pay actual usage.
- Usage fees. Flat per-transfer fees on inbound and outbound, a conversion fee in basis points that declines with monthly volume, and account fees where named accounts are provisioned. Network and correspondent-bank costs are passed through at cost.
What you do not pay for
- No custody or assets-under-management fee on balances you hold
- No wallet creation fee and no wallet-count tiers
- No per-chain or per-stablecoin add-on
- No per-seat licence
- No charge on transactions that fail before PROCESSING
- No separate fee for staging access
- No FX margin stacked on top of the conversion fee
Wallet infrastructure vendors typically charge a platform licence banded by wallet count, users and chains, and custody providers often add a fee on assets held. Venly Finance prices the money movement instead: wallets, chains and stablecoins come with the flow, and holding a balance costs nothing. Named fiat account creation and maintenance are separate lines, stated as such in the proposal.
What a quote looks like
| Line item | Billed | Counts toward minimum |
|---|---|---|
| Setup fee | One-off, at signing and go-live | Credited against early minimums |
| Monthly minimum commitment | Monthly | The threshold itself |
| Inbound transfer fee | Flat, per transfer | Yes |
| Outbound transfer fee | Flat, per transfer | Yes |
| Fiat-to-stablecoin conversion | Basis points, declining with volume | Yes |
| FX conversion, where needed | Basis points | Yes |
| Named account creation | Per account | No |
| Account maintenance | Monthly, per active account | No |
| KYC verification | Per verified user | No |
Not every line applies to every contract. Only what your flow actually uses is included, and each line is walked through in the proposal.
What drives your number
- Product and use case
- Monthly volume and transaction count
- Currencies, rails and jurisdictions
- Term and integration depth
What happens when you ask
- Scoping call, 30 minutes. Reply within one business day of your request.
- Written commercial proposal with every line item, typically within three business days of the call.
- A scoped pilot on one currency and one flow before the full commercial term starts.
Frequently asked
Why don't you publish a rate card?
Because a single published rate would be wrong for almost everyone. Pricing depends on the product, the use case, the currencies and rails you need, your transaction profile and the jurisdictions your users sit in. We publish the structure of a quote instead, so you know which line items to expect before you speak to us.
Is there a monthly minimum?
Yes, on most contracts. It works as a usage credit rather than a penalty: transaction and conversion fees count toward it, and if your usage exceeds the minimum you pay actual usage. The minimum only applies in months where usage falls below the threshold. Account maintenance fees are billed separately.
Why is there a setup fee?
Configuring the regulated routes your flows need, onboarding your entities with our licensed partner institutions, and wiring approval roles and audit export all happen before your first transaction settles. In most contracts the setup fee is credited back against your first months of minimum commitment.
Can I see pricing before signing anything?
Yes. You get a written commercial proposal with every line item and the assumptions behind it after the scoping call, before any commitment.
Do you price per rail and per currency?
Yes. Inbound and outbound fees are set per rail, and conversion is priced in basis points against monthly volume. Where a flat fee covers several rails, we say so in the proposal.
Do I pay for failed transactions?
No. You are only charged for transactions that reach the PROCESSING status. Failed transactions before processing incur no fees.
Can I see fees before committing to a transaction?
Yes. Use the Calculate Fee API endpoint to preview exact fees for any amount and currency pair.
Do you charge for wallets or for assets under management?
No. There is no wallet creation fee, no wallet-count tier and no fee on balances you hold. Wallet infrastructure and custody vendors commonly price that way, banding a platform licence by wallet count, users and chains and adding basis points on assets under management. Venly Finance prices the money movement instead: transfers, conversion and the fiat accounts you provision. Named fiat account creation and maintenance are the exceptions, and both are stated as separate lines in the proposal.
Can I negotiate pricing?
Yes. Volume, a longer committed term and a narrower rail set all move the number, and semiannual reviews are standard.